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I lawyered up about a week after I got out of the hospital. Any bills I get go straight to her office. In truth she's done an excellent job covering the financial side o' things and letting me focus on recovery. That said, while I'm not paying for anything right now, the debt is technically still outstanding and will remain so until the case is settled, however that shakes out.
As to your first question, it's a one-two punch of regulatory and insurance fuckery. Turns out my state has/allows for maximum coverage limits on auto insurance policies and the woman who hit me had the lowest liability limit she could: $25k. Which probably just about covered the life flight to the big hospital in the nearby city, leaving the cost of all the surgeries, the hospital stay and all my follow-up appointments to be picked up by my health insurance - which I didn't have at the time of the accident.
To add metaphorical insult to literal injury, despite only working half the month I still got paid twice in October, putting my monthly income over the state limit for Medicaid, meaning all those costs fall squarely on my shoulders. There are exceptions to that limit for those with dependents but, given I don't have any kids, the state has apparently decided I can get fucked. That's why I said I've been covered by Medicaid since November despite the accident occurring in October.
I could, of course, sue the woman who hit me for damages, though I'd have to waive the payout from her insurance (paltry as it is in comparison to my full debt). According to my attorney, however, it's generally not worth going after those with minimum liability coverage - they choose that policy precisely because they don't have much in the way of resources to begin with and it's the cheapest option.
There are apparently various other aid programs meant to help folks in situations like mine, none of which I qualify for because I'm debt-free (or was before the accident) and have a decent amount of savings built up in my bank.
No good deed goes unpunished.
Mine is ironically one of the relatively niche cases that makes socialized medicine look really appealing - as long as you don't think about it too much.
Read More@redpillschool regardless, the transformation stories you read are pretty incredible
If SS were treated like an investment, or even just a savings account (i.e. you pay into a fund against which you can draw in your later years), I'd agree, but I expect you know as well as I do that ain't how it works. The money we're paying in now is being paid right back out again to those currently collecting SS benefits. In ~30 years when we're old enough to qualify, our SS benefits will come from those paying into the system at that point.
Assuming SS is even still around then, which I ain't counting on.
As I said, it is and always has been a terrible system; a literal Ponzi scheme built on the assumption nothing will ever go wrong and the population will never shrink. The Social Security Act should never have been drafted as a bill, let alone signed into law, and now it's just one more economically incompetent socialist mess we'll have to clean up - hopefully before the consequences of that incompetence can cause catastrophic damage to our nation.
Read MoreOne piece of advice to my younger self:
Answer questions directly, quit explaining your answer. If an explanation is needed, they'll ask.
MRP is still active because they banned uncomfortable truths in a deal with the devil to avoid quarantine by the reddit admin.
Last time I interacted with MRP, they were still suggesting marriage as a good option in western culture, so .. smart? Or rationalizing bad decision making? You be the judge.
As the miniseries producers subvert the reality to suit their goals, so does Rollo. Flipping the script.
I wont go back to the video to remember the examples, but thats what I have heard.
