Take the red pill and break free from the masses. Follow the wealth building rabbit and see how far the rabbit hole goes.

Like Morpheus, the purpose of this page and the associated YouTube channel, is to help others wake up and see reality for what it is. Not a day goes by that I see others going through life in a financial daze, all the while putting their future financial well-being at risk.

• Are you saving in a 401K?
• Do you have an IRA?
• Do you know the difference between a traditional and a Roth IRA?
• Do you know if your employer has a Roth version of the 401K?
• What age would you like to stop working?

I want you to be proactive and create a plan of action towards building wealth and setting up for retirement. If just one person breaks free from the norm and takes control over their personal finances and wealth building, then it'll all be worth it.

The most impactful element of building wealth is...getting started. What you invest in and how much are secondary concerns, so now is the time to sign up with a brokerage and at least get the freebies they're giving away.

Click the link below for M1 Finance to sign up, fund your account with the minimum requirement ($100), and for this month only get an immediate 20% return on your investment through their referral program.

mbsy.co/vmfdg

Robinhood has also stepped up their referral bonus if they are more to your liking, which can be found here:

join.robinhood.com/josephd1865

Lastly, if you haven't subscribed, do it soon so you don't miss out on future content as we dive into retirement planning, investment strategies, and more!

www.youtube.com/channel/ucq9t6kgullbq8cqjekab7ew

"The best time to invest was yesterday, the second best time to invest is today." And thanks to the above brokerages there truly has never been a better time in history to begin your investing journey thanks to their introduction of no fees for trades and fractional shares. The combination of these two are transformative and have truly opened the doors for the masses to build wealth like never before.

Introduction: Part of making your mission yourself is ensuring you have your personal finances in order. Even if you don't build a monumental real-estate empire or sell a software company for millions or billions of dollars, you still need to keep your eye on the prize.

While money doesn't buy happiness it does pay for your healthcare and peace of mind, especially once you have "F-U Money". And to paraphrase Bruce Lee, money helps you live a life worth remembering, which is the key to immortality. Leaders like Hugh Hefner, Jeff Bezos, Elon Musk, and Gianluca Vacchi will never be forgotten, especially by those they influenced, and for good reason.

Similarly, if you want to have a great lifestyle well into old age, then frankly you are going to need to build wealth now before it's too late. This is just the way the world works...

As Einstein famously once said, compounding interest is the 8th wonder of the world. Those who do not understand interest, pay it, and those who do understand interest, earn it.

Building your empire by developing multiple streams of passive income through entrepreneurship, investing, etc. is the surefire way to achieve financial independence. And the best way to learn is through...

Step 1: The Reading List

For me following books are "must reads" for anyone interested in the subject of personal finance. I'll be doing reviews on each book at a later date.

Bachelor Pad Economics: amzn.to/37xg97m

This book is foundational for those in their late teens and early 20s just starting on their own.

Rich Dad Poor Dad: amzn.to/2fchn26 The Millionaire Next Door: amzn.to/37xfobc

These two were eye openers for me and are largely responsible for my developing financial savvy and seeking out side hustles, which are critical for long-term passive income.

Intelligent Investor: amzn.to/36ie2ie Rule 1 Investing: amzn.to/36fcixv

These two have saved me tens of thousands of dollars in potential losses by learning how to limit risk by properly valuing a company's worth.

Conclusion:

The above books are fantastic primers on their respective niches of personal finance. I cannot recommend them enough as they will create solid foundations we will build upon later.

Stay tuned for next week when we discuss budgeting and minimizing wasteful spending so you free up additional dollar bills so that they may go to work for you.

-RPF